Bank Statement Loan

We just care about your deposits.

Bank statement loans are made for self-employed borrowers and business owners whose tax returns don’t tell the whole story. Instead of W-2s, we qualify you using 12 or 24 months of bank statements — a flexible path to homeownership for entrepreneurs, freelancers, and 1099 earners.

Purchase OR Refinance

10% down for primary residence

No tax returns or W-2s required

Primary, second home, or investment