We just care about your deposits.
Bank statement loans are made for self-employed borrowers and business owners whose tax returns don’t tell the whole story. Instead of W-2s, we qualify you using 12 or 24 months of bank statements — a flexible path to homeownership for entrepreneurs, freelancers, and 1099 earners.
Purchase OR Refinance
10% down for primary residence
No tax returns or W-2s required
Primary, second home, or investment
Who this is for
A lot of our self-employed clients run serious money through their business and personal accounts every month — but after write-offs, the tax return shows very little net income. A traditional lender looks at that return and says no. We don’t start there. With our bank statement program we qualify you on the deposits in your accounts, and we don’t even ask for tax returns. If your bank statements tell the real story of your business, let’s talk.— Dallas Pinnell, Mortgage Broker · NMLS #1580860
Get a call within 24 hours — no SSN needed!