USDA Home Loan

The loan for a rural area.

USDA loans help buyers purchase a home in eligible rural and suburban areas with 100% financing and no down payment required. Backed by the U.S. Department of Agriculture, they are designed to make homeownership affordable for low-to-moderate-income households. We will help you confirm property and income eligibility up front and guide you smoothly all the way to closing.

Purchase OR Refinance

$0 down, 100% financing

Geographical and income restrictions

FICO of 620 or better

Think your address might be USDA-eligible?

Free pre-approval, good for 120 days. Dallas works weekends.

Get a call within 24 hours — no SSN needed!

Pennsylvania (570) 562-7505  ·  Florida (754) 484-2194

Dallas Pinnell, NMLS #1580860 · Whitehall Mortgage Financial LTD, Company NMLS #102617 · NMLS Consumer Access · Equal Housing Opportunity